Efficient Solutions for Real Estate Investors:
HNWI, Funds, Family Offices
Maximize Returns with
Income-Producing Properties
in Portugal
Quick Facts
Roca Estate is part of a family office led by Nick and Anna Bratyna.
After 20+ years in real estate and property management, we started operations in Portugal in 2020. Since then, we have expanded our portfolio in this market, but liquidity is necessary for this expansion – it enables us to enter new deals and develop ongoing projects.
For this matter, we offer the opportunity to purchase some of our properties, which are all well-suited for investors seeking stable income with above-average returns. All properties are covered with mid- to long-term rental contracts and have a great chance of price growth in the future. More details are below.
Additionally, we keep a pulse on the market and consistently monitor it. One of these activities includes tracking the INS data. After gathering, we summarize it using AI, also adding animation for better visual comprehension. We’ll be happy to share it with you on our blog, so be sure to check it out! 👍
Our Offerings
"Villa Mandarina":
Luxury Villa in the Penedo-Gerês Region, Braga
- €1,200,000
- T6; 450m2
- 6.5% y/y
Luxury villa (new development) T6 in the Penedo-Gerês Region, a famous tourist destination with growing demand for upper-class lodging. Set on a 3,750 m² plot, the villa offers 450 m² of contemporary living space across six elegantly designed suites.
The property is situated in a strategic location – along the scenic N304 road, easily accessible from Braga, overlooking the river and the surrounding mountains.
The investment is already backed by a long-term rental agreement.
"Casa de Limão":
Income House in Parede, Cascais
- €1,180,000
- T1, T2, T2, T2; 250m2
- 6-12% y/y
“Casa de Limão” is a newly reconstructed residential building in Parede, featuring four modern, fully furnished apartments (one T1, three T2, totaling 250m2). Some units include terraces, and all kitchens are fully equipped. Situated in a prime location, it’s a short walk to the train station, supermarkets, and the beach. This property offers high rental demand with potential yearly yields of 6-12% and significant capital appreciation.
“Polima Commercial Duo”:
A High-Yield Asset in Polima, Carcavelos
- €255,000
- 100m2
- 7% y/y
The property consists of two independent commercial units, each 50 m², both leased under long-term contracts — one to a beauty salon, and the other to a car detailing studio. Together they deliver a 7% annual yield, secured by reliable tenants with established local clientele.
For investors seeking predictable returns and minimal management, this property offers an ideal steady-income profile backed by tangible assets in a strong suburban micro-market.
“Parede Café-Shop”:
A Prime Streetfront Investment in Parede, Cascais
- €235,000
- 45m2
- 7% y/y
The property consists of a 45 m² ground-floor commercial unit, currently leased to a well-established café chain under a long-term contract. The operation guarantees an annual yield of 7%, providing investors with a secure, predictable income stream.
With its strong tenant profile and prime location, “Parede Café-Shop” represents a low-risk, income-driven investment in one of Cascais’ most stable rental submarkets.
Market Analytics
Portugal mortgage rates remain one of the most closely watched indicators for investors assessing real estate risk and opportunity across the country. According to the latest data from INE, November 2025 confirms a continued easing trend in mortgage financing, alongside early signs of stabilisation in new lending conditions. While the...Read more...
The cost of living in Portugal is often described as one of the lowest in the European Union. However, a review of Eurostat cost of living data shows that this perception no longer reflects current economic conditions. When prices, income levels, and purchasing power are compared across EU countries, Portugal...Read more...
Portugal residential real estate supply is entering a more complex phase, shaped by shifting construction dynamics and growing regional divergence. According to the latest data from INE, the third quarter of 2025 reveals a market where overall building activity is slowing, yet housing unit delivery continues to expand. This contrast...Read more...
Portugal construction market trends continue to offer useful signals for anyone planning to invest in property in Portugal. According to the latest data from INE, construction activity is still growing, though at a slower pace, and this shift is becoming an important indicator for how the market may evolve heading...Read more...
Portugal real estate construction cost trends continue to shape investor strategy, and the latest figures highlight why close monitoring matters. According to the latest data from INE, construction costs rose again in October 2025, with labor remaining the biggest driver. These movements influence both development feasibility and the long-term economics...Read more...
The Portuguese housing market continued to accelerate in October 2025, offering investors a clearer view of underlying demand as they evaluate whether to invest in rental property in Portugal. According to the latest data from INE, residential bank valuations rose again, signaling steady confidence from both buyers and lenders despite...Read more...
Portugal mortgage rates continued to ease in October, offering important signals for investors watching financing trends and seeking to invest in property in Portugal. According to the latest data from INE, the ongoing decline in borrowing costs is shaping expectations across both residential and commercial markets. The monthly release shows...Read more...
Portugal commercial real estate investment is entering a period shaped by rising labour pressures and shifting tenant dynamics. According to the latest data from INE, labour costs continued to increase in the third quarter of 2025, creating new considerations for investors evaluating income stability, operating risk, and long-term asset performance....Read more...
According to the latest data from INE, Portugal real estate construction cost trends continued to climb in September 2025, with the Construction Cost Index for New Housing (ICCHN) recording a 4.8% year-on-year increase. This marks a notable acceleration from August’s 3.7%, driven primarily by an 8.8% surge in labor costs....Read more...
The State of Play: Tourism Slows, But Real Estate Yields Stay Positive According to the latest data from INE, Portugal commercial real estate investment continues to show resilience despite signs of cooling in the country’s tourism sector. In September 2025, total overnight stays increased by just 0.7% year-on-year, while total...Read more...
The latest Portugal real estate investment 2025 outlook is shaped by strong domestic travel growth, signaling renewed confidence in the country’s consumer and hospitality sectors. According to the latest data from INE (Instituto Nacional de Estatística), resident travel in Portugal increased 22.1% year-on-year in the second quarter of 2025, following...Read more...
The Portuguese housing market continued its strong upward trajectory in September 2025, reflecting broad-based growth across the country’s main regions. According to the latest data from INE, the national median bank appraisal rose to €1,995 per square meter, marking a 17.7% increase year-on-year. This sustained momentum highlights the resilience of...Read more...
Portugal Real Estate Investment continues to show strong momentum, supported by rising housing prices and expanding transaction volumes. According to the latest data from INE (Instituto Nacional de Estatística), national housing prices climbed 19% year-on-year in Q2 2025, reaching a median of €2,065 per square meter — the fastest pace...Read more...
Portugal mortgage rates continued their downward trend in September 2025, offering a potential window of opportunity for those looking to invest in property in Portugal. According to the latest data from INE (Instituto Nacional de Estatística), the average implied rate on housing credit dropped to 3.228%, its lowest level since...Read more...
According to the latest data from INE, the Portugal construction market trends in August 2025 reveal a sector cooling after several months of solid expansion. The Construction Production Index grew 2.6% year-on-year, a modest slowdown from July’s 3.0%. This shift signals that the market is entering a more measured phase,...Read more...
According to the latest data from INE, Portugal real estate construction cost trends in August 2025 reveal a notable slowdown in cost growth, signaling a potential shift in the country’s construction cycle. The Construction Cost Index for New Housing (ICCHN) rose 3.8% year-on-year, easing from 4.7% in July. This moderation...Read more...
Portugal commercial real estate investment continues to be shaped by the performance of the tourism sector, which remains one of the country’s strongest economic pillars. According to the latest data from INE, August 2025 registered 3.8 million guests (+0.9%) and 10.7 million overnight stays (+1.1%), generating €1.0 billion in total...Read more...
The August 2025 housing bank appraisal survey offers important insights for anyone evaluating Portugal real estate investment. According to the latest data from INE, residential valuations continue to rise sharply, while the volume of appraisals is beginning to contract. This combination of higher prices and reduced activity suggests a market...Read more...
September 2025 Investment Briefing – 2nd Quarter Housing Price Index Portugal housing market trends 2025 continue to show remarkable momentum, with residential prices surging 17.2% year-over-year in the second quarter. According to the latest data from INE (Instituto Nacional de Estatística), this marks the highest annual increase since the index...Read more...
The Portuguese real estate market is entering a new phase of adjustment as financing conditions show signs of easing. According to the latest data from INE, the implicit interest rate on housing credit fell to 3.307% in August 2025, down from 3.385% in July. This marks a significant retreat of...Read more...
To be updated, you may also subscribe to our newsletter, which we send every Saturday.